{"id":5100,"date":"2026-06-16T12:36:34","date_gmt":"2026-06-16T15:36:34","guid":{"rendered":"https:\/\/www.universal-assistance.com\/co\/?post_type=landing-pages&#038;p=5100"},"modified":"2026-10-01T14:46:37","modified_gmt":"2026-10-01T17:46:37","slug":"diferencia-entre-seguro-de-viaje-y-asistencia-al-viajero","status":"publish","type":"landing-pages","link":"https:\/\/www.universal-assistance.com\/co\/diferencia-entre-seguro-de-viaje-y-asistencia-al-viajero","title":{"rendered":"Seguro de viaje y asistencia al viajero | Universal Assistance"},"content":{"rendered":"\r\n<section class=\"block-portada  \">\r\n            \r\n        <div class=\"block-portada__modifier\">\r\n                <div class=\"block-portada__container\">\r\n            <div id=\"block-portada-splide\" class=\"block-portada__splide splide mySplide\" data-flechas=\"1\">\r\n                <div class=\"splide__track\">\r\n                    <ul class=\"splide__list\">\r\n                                                    <li class=\"block-portada__splide--slide splide__slide\" data-device=\"both\">\r\n                                <picture class='banner-img'><source media='(max-width: 1024px)' srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/08\/mob_banner-co-45off-tc0-agosto-2026.webp' type='image\/webp'><source media='(max-width: 1024px)' srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/08\/mob_banner-co-45off-tc0-agosto-2026.webp'><source srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/08\/banner-co-45off-tc0-agosto-2026.webp' type='image\/webp'><img \r\n            src='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/08\/banner-co-45off-tc0-agosto-2026.webp' \r\n            alt='No importa lo que cueste, cualquier urgencia m\u00e9dica en tu viaje te cuesta cero. Hasta 45% OFF + 12 cuotas' \r\n            width='2049' \r\n            height='404' \r\n            class='banner-img' \r\n            loading='eager' \r\n            fetchpriority=\"high\" \r\n            decoding='async' \/><\/picture>                            <\/li>\r\n                                            <\/ul>\r\n                <\/div>\r\n                                            <\/div>\r\n        <\/div>\r\n        \r\n        \r\n\r\n    <div class=\"block-cotizador__bg \"><\/div>\r\n    <div class=\"block-cotizador \">\r\n        <div class=\"block-cotizador__container p-relative d-flex flex-column justify-center\">\r\n            <p class=\"block-cotizador__container__burbuja p-absolute buscador__oculto\">\r\n                \u00a1Busquemos tu asistencia desde                <strong>Colombia!<\/strong>\r\n            <\/p>\r\n            <p class=\"d-none-md d-block block-cotizador__container__burbuja\">\r\n                \u00a1Busquemos tu asistencia desde                 <strong>Colombia!<\/strong>\r\n            <\/p>\r\n            <form action=\"\" method=\"\" class=\"buscador__form d-flex flex-column flex-row-md align-items-center justify-center p-relative\">\r\n                <button class=\"close-modal d-none-md d-none p-absolute\" type=\"button\" id=\"btnClose\" aria-label=\"Cerrar\">\r\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"25\" viewBox=\"0 0 24 25\" fill=\"none\">\r\n                        <path d=\"M18 6.5L6 18.5\" stroke=\"#005191\" stroke-width=\"2\" stroke-linecap=\"round\"\r\n                            stroke-linejoin=\"round\" \/>\r\n                        <path d=\"M6 6.5L18 18.5\" stroke=\"#005191\" stroke-width=\"2\" stroke-linecap=\"round\"\r\n                            stroke-linejoin=\"round\" \/>\r\n                    <\/svg>\r\n                <\/button>\r\n                <input type=\"hidden\" name=\"IPOrigen\" value=\"216.73.217.128\">\r\n<input type=\"hidden\" name=\"CodigoOrganizacion\" value=\"1-30IK0F\">\r\n<input type=\"hidden\" name=\"CodigoConvenio\" value=\"1-91QBIC\">\r\n<input type=\"hidden\" name=\"CCTLD\" value=\"CO\">\r\n<input type=\"hidden\" name=\"dr\" value=\"\">\r\n<input type=\"hidden\" name=\"cn\" value=\"\">\r\n<input type=\"hidden\" name=\"cs\" value=\"\">\r\n<input type=\"hidden\" name=\"cm\" value=\"\">\r\n<input type=\"hidden\" name=\"ck\" value=\"\">\r\n<input type=\"hidden\" name=\"cc\" value=\"\">\r\n<input type=\"hidden\" name=\"ua\" value=\"Mozilla\/5.0 AppleWebKit\/537.36 (KHTML, like Gecko; compatible; ClaudeBot\/1.0; +claudebot@anthropic.com)\">\r\n<input type=\"hidden\" name=\"sr\" value=\"\">\r\n<input type=\"hidden\" name=\"vp\" value=\"\">\r\n<input type=\"hidden\" name=\"UrlHome\" value=\"https:\/\/www.universal-assistance.com\/co\">\r\n<input type=\"hidden\" name=\"Origen\" value=\"COLOMBIA\">\r\n<input type=\"hidden\" name=\"TipoViaje\" value=\"Un viaje\">\r\n<!-- TEMPLATES -->\r\n<template 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class=\"buscador__dropdown__item\" \r\n                     data-index=\"0\" \r\n                     data-id=\"Territorio Nacional\" \r\n                     data-valor=\"Territorio Nacional\">\r\n                    \r\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"14\" viewBox=\"0 0 12 14\" fill=\"none\">\r\n    <path fill-rule=\"evenodd\" clip-rule=\"evenodd\"\r\n    d=\"M5.4786 13.761C5.53864 13.8121 5.61321 13.838 5.68778 13.838C5.76236 13.838 5.83693 13.8121 5.89697 13.761C5.91403 13.7463 5.96036 13.7126 6.0314 13.6609C6.89172 13.0348 11.3756 9.77164 11.3756 5.70638C11.3756 2.64902 8.82365 0.162109 5.68778 0.162109C2.55192 0.162109 0 2.64902 0 5.70638C0 9.77164 4.48385 13.0348 5.34417 13.6609C5.4152 13.7126 5.46154 13.7463 5.4786 13.761ZM2.52674 5.84523C2.52674 7.58609 3.94427 9.00239 5.68662 9.00239C7.42898 9.00239 8.8465 7.58609 8.8465 5.84523C8.8465 4.10437 7.42898 2.68807 5.68662 2.68807C3.94427 2.68807 2.52674 4.10437 2.52674 5.84523Z\" fill=\"#C4C4C4\" \/>\r\n<\/svg>                    <p>Territorio Nacional<\/p>\r\n                <\/div>\r\n                            <div class=\"buscador__dropdown__item\" \r\n                     data-index=\"1\" \r\n                     data-id=\"Am\u00e9rica del Sur (salvo Vzla)\" \r\n                     data-valor=\"Sudam\u00e9rica\">\r\n                    \r\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"14\" viewBox=\"0 0 12 14\" fill=\"none\">\r\n    <path fill-rule=\"evenodd\" clip-rule=\"evenodd\"\r\n    d=\"M5.4786 13.761C5.53864 13.8121 5.61321 13.838 5.68778 13.838C5.76236 13.838 5.83693 13.8121 5.89697 13.761C5.91403 13.7463 5.96036 13.7126 6.0314 13.6609C6.89172 13.0348 11.3756 9.77164 11.3756 5.70638C11.3756 2.64902 8.82365 0.162109 5.68778 0.162109C2.55192 0.162109 0 2.64902 0 5.70638C0 9.77164 4.48385 13.0348 5.34417 13.6609C5.4152 13.7126 5.46154 13.7463 5.4786 13.761ZM2.52674 5.84523C2.52674 7.58609 3.94427 9.00239 5.68662 9.00239C7.42898 9.00239 8.8465 7.58609 8.8465 5.84523C8.8465 4.10437 7.42898 2.68807 5.68662 2.68807C3.94427 2.68807 2.52674 4.10437 2.52674 5.84523Z\" fill=\"#C4C4C4\" \/>\r\n<\/svg>                    <p>Sudam\u00e9rica<\/p>\r\n                <\/div>\r\n                            <div class=\"buscador__dropdown__item\" \r\n                     data-index=\"2\" \r\n                     data-id=\"Centro america\/Caribe\" \r\n                     data-valor=\"Centroam\u00e9rica y Caribe (excepto Cuba*)\">\r\n                    \r\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"14\" viewBox=\"0 0 12 14\" fill=\"none\">\r\n    <path fill-rule=\"evenodd\" clip-rule=\"evenodd\"\r\n    d=\"M5.4786 13.761C5.53864 13.8121 5.61321 13.838 5.68778 13.838C5.76236 13.838 5.83693 13.8121 5.89697 13.761C5.91403 13.7463 5.96036 13.7126 6.0314 13.6609C6.89172 13.0348 11.3756 9.77164 11.3756 5.70638C11.3756 2.64902 8.82365 0.162109 5.68778 0.162109C2.55192 0.162109 0 2.64902 0 5.70638C0 9.77164 4.48385 13.0348 5.34417 13.6609C5.4152 13.7126 5.46154 13.7463 5.4786 13.761ZM2.52674 5.84523C2.52674 7.58609 3.94427 9.00239 5.68662 9.00239C7.42898 9.00239 8.8465 7.58609 8.8465 5.84523C8.8465 4.10437 7.42898 2.68807 5.68662 2.68807C3.94427 2.68807 2.52674 4.10437 2.52674 5.84523Z\" fill=\"#C4C4C4\" \/>\r\n<\/svg>                    <p>Centroam\u00e9rica y Caribe (excepto Cuba*)<\/p>\r\n                <\/div>\r\n                            <div class=\"buscador__dropdown__item\" \r\n                     data-index=\"3\" \r\n                     data-id=\"America del norte\" \r\n                     data-valor=\"Norteam\u00e9rica\">\r\n                    \r\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"14\" viewBox=\"0 0 12 14\" fill=\"none\">\r\n    <path fill-rule=\"evenodd\" clip-rule=\"evenodd\"\r\n    d=\"M5.4786 13.761C5.53864 13.8121 5.61321 13.838 5.68778 13.838C5.76236 13.838 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fill-rule=\"evenodd\" clip-rule=\"evenodd\"\r\n    d=\"M5.4786 13.761C5.53864 13.8121 5.61321 13.838 5.68778 13.838C5.76236 13.838 5.83693 13.8121 5.89697 13.761C5.91403 13.7463 5.96036 13.7126 6.0314 13.6609C6.89172 13.0348 11.3756 9.77164 11.3756 5.70638C11.3756 2.64902 8.82365 0.162109 5.68778 0.162109C2.55192 0.162109 0 2.64902 0 5.70638C0 9.77164 4.48385 13.0348 5.34417 13.6609C5.4152 13.7126 5.46154 13.7463 5.4786 13.761ZM2.52674 5.84523C2.52674 7.58609 3.94427 9.00239 5.68662 9.00239C7.42898 9.00239 8.8465 7.58609 8.8465 5.84523C8.8465 4.10437 7.42898 2.68807 5.68662 2.68807C3.94427 2.68807 2.52674 4.10437 2.52674 5.84523Z\" fill=\"#C4C4C4\" \/>\r\n<\/svg>                    <p>Europa<\/p>\r\n                <\/div>\r\n                            <div class=\"buscador__dropdown__item\" \r\n                     data-index=\"5\" \r\n                     data-id=\"Asia\" \r\n                     data-valor=\"Ocean\u00eda, Asia*, Africa\">\r\n                    \r\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"14\" viewBox=\"0 0 12 14\" fill=\"none\">\r\n    <path fill-rule=\"evenodd\" clip-rule=\"evenodd\"\r\n    d=\"M5.4786 13.761C5.53864 13.8121 5.61321 13.838 5.68778 13.838C5.76236 13.838 5.83693 13.8121 5.89697 13.761C5.91403 13.7463 5.96036 13.7126 6.0314 13.6609C6.89172 13.0348 11.3756 9.77164 11.3756 5.70638C11.3756 2.64902 8.82365 0.162109 5.68778 0.162109C2.55192 0.162109 0 2.64902 0 5.70638C0 9.77164 4.48385 13.0348 5.34417 13.6609C5.4152 13.7126 5.46154 13.7463 5.4786 13.761ZM2.52674 5.84523C2.52674 7.58609 3.94427 9.00239 5.68662 9.00239C7.42898 9.00239 8.8465 7.58609 8.8465 5.84523C8.8465 4.10437 7.42898 2.68807 5.68662 2.68807C3.94427 2.68807 2.52674 4.10437 2.52674 5.84523Z\" fill=\"#C4C4C4\" \/>\r\n<\/svg>                    <p>Ocean\u00eda, Asia*, Africa<\/p>\r\n                <\/div>\r\n                            <div class=\"buscador__dropdown__item\" \r\n                     data-index=\"6\" \r\n                     data-id=\"Internacional Mundo\" \r\n                     data-valor=\"M\u00faltiples Destinos*\">\r\n                    \r\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"14\" viewBox=\"0 0 12 14\" fill=\"none\">\r\n    <path fill-rule=\"evenodd\" clip-rule=\"evenodd\"\r\n    d=\"M5.4786 13.761C5.53864 13.8121 5.61321 13.838 5.68778 13.838C5.76236 13.838 5.83693 13.8121 5.89697 13.761C5.91403 13.7463 5.96036 13.7126 6.0314 13.6609C6.89172 13.0348 11.3756 9.77164 11.3756 5.70638C11.3756 2.64902 8.82365 0.162109 5.68778 0.162109C2.55192 0.162109 0 2.64902 0 5.70638C0 9.77164 4.48385 13.0348 5.34417 13.6609C5.4152 13.7126 5.46154 13.7463 5.4786 13.761ZM2.52674 5.84523C2.52674 7.58609 3.94427 9.00239 5.68662 9.00239C7.42898 9.00239 8.8465 7.58609 8.8465 5.84523C8.8465 4.10437 7.42898 2.68807 5.68662 2.68807C3.94427 2.68807 2.52674 4.10437 2.52674 5.84523Z\" fill=\"#C4C4C4\" \/>\r\n<\/svg>                    <p>M\u00faltiples Destinos*<\/p>\r\n                <\/div>\r\n            \r\n    <\/div>\r\n<\/div>                \r\n<div class=\"buscador__campo buscador__campo-fecha\" data-campo=\"fecha\">\r\n    <div class=\"buscador__campo-container\">\r\n        <label for=\"fecha\">\r\n            \u00bfCu\u00e1ndo viajas?        <\/label>\r\n        <span class=\"buscador__campo__little buscador__oculto\" id=\"fecha-seleccionada\">\r\n            Fechas de viaje        <\/span>\r\n    <\/div>\r\n    <div class=\"buscador__dropdown buscador__oculto p-relative\" id=\"dropdown-fecha\">\r\n        <input type=\"text\" id=\"datepicker\" style=\"opacity: 0; position: absolute; pointer-events: none;\" required>\r\n            <div class=\"buscador__dropdown__bottom w-100\">\r\n                <div class=\"buscador__dropdown__bottom__texto align-items-center justify-center\">\r\n                    <p class=\"desde\">Desde <strong><\/strong><\/p>\r\n                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"19\" height=\"30\" viewBox=\"0 0 19 30\"\r\n                                fill=\"none\">\r\n                                <path d=\"M5.38281 15.0004H13.8828\" stroke=\"#00C4DF\" stroke-width=\"2\"\r\n                                    stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\r\n                                <path d=\"M9.88281 20.0004L13.8828 15.0004\" stroke=\"#00C4DF\" stroke-width=\"2\"\r\n                                    stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\r\n                                <path d=\"M9.88281 10.0004L13.8828 15.0004\" stroke=\"#00C4DF\" stroke-width=\"2\"\r\n                                    stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\r\n                        <\/svg>\r\n                    <p class=\"hasta\">Hasta: <strong><\/strong><\/p>\r\n                <\/div>\r\n                <div class=\" buscador__dropdown__bottom__botones__total d-flex flex-row align-items-center justify-between w-100\">\r\n                    <p class=\"buscador__dropdown__bottom__total\">Total: <strong><\/strong> <\/p>\r\n                    <div class=\"buscador__dropdown__bottom__botones d-flex align-items-center justify-center\"><\/div>\r\n                <\/div>\r\n            <\/div>\r\n    <\/div>\r\n<\/div>                                    <div class=\"buscador__campo buscador__campo-personas\" data-campo=\"personas\">\r\n    <div class=\"buscador__campo-container\">\r\n        <label for=\"personas\">\r\n            \u00bfCu\u00e1ntos viajan?        <\/label>\r\n        <span class=\"buscador__campo__little buscador__oculto\" id=\"personas-seleccionadas\">\r\n            Pasajeros        <\/span>\r\n    <\/div>\r\n    <div class=\"buscador__dropdown buscador__oculto\" id=\"dropdown-personas\">\r\n        <div class=\"buscador__dropdown__personas\">\r\n            <div class=\"custom-select\" id=\"select-personas\">\r\n                <div class=\"selected default\">\r\n                    Cantidad de pasajeros                <\/div>\r\n                <ul class=\"options\">\r\n                    <li data-value=\"1\">1<\/li>\r\n                    <li data-value=\"2\">2<\/li>\r\n                    <li data-value=\"3\">3<\/li>\r\n                    <li data-value=\"4\">4<\/li>\r\n                    <li data-value=\"5\">5<\/li>\r\n                    <li data-value=\"6\">6<\/li>\r\n                    <li data-value=\"7\">7<\/li>\r\n                    <li data-value=\"8\">8<\/li>\r\n                    <li data-value=\"9\">9<\/li>\r\n                    <li data-value=\"10\">10<\/li>\r\n                <\/ul>\r\n            <\/div>\r\n            <label for=\"edad\" class=\"buscador__dropdown__personas__edades d-none strong\" id=\"title-edad\">\u00bfQu\u00e9 edad\r\n                tienes?<\/label>\r\n            <div id=\"pasajero\" class=\"buscador__dropdown__personas__pasajero\">\r\n                <div id=\"pasajeroList\" class=\"buscador__dropdown__personas__pasajero-list\"><\/div>\r\n                <button type=\"button\" class=\"btn-confirmar btn btn-line-blue disabled\" id=\"applyPerson\">Aplicar<\/button>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>                                    \r\n<div class=\"buscador__campo buscador__campo-opcional buscador__oculto \" data-campo=\"cotizador\">\r\n    <div class=\"buscador__campo-container\">\r\n        <label for=\"cotizador\">\r\n                                \u00bfQuieres recibir tu cotizaci\u00f3n?                        <\/label>\r\n        <div class=\"buscador__campo__little-container\">\r\n                            <span class=\"buscador__campo__little buscador__oculto\" id=\"cotizador-seleccionado\">(opcional)<\/span>\r\n                    <\/div>\r\n    <\/div>\r\n\r\n\r\n    <div class=\"buscador__dropdown buscador__oculto \" id=\"dropdown-cotizador\">\r\n\r\n    \r\n        <div class=\"buscador__dropdown__cotizador --mail flex-column w-100 needs-both\">\r\n            <div class=\"d-flex flex-row align-items-center justify-between w-100 toggle-datos\">\r\n                <div class=\"buscador__dropdown__cotizador__texto\">\r\n                                                \u00bfPor mail?                                    <\/div>\r\n                                    <div class=\"buscador__dropdown__radio\">\r\n                        <label>\r\n                            <input type=\"radio\" class=\"enviar-mail\" name=\"enviar-mail\" id=\"enviarMailSi\" value=\"si\"> \r\n                            S\u00ed                        <\/label>\r\n                        <label>\r\n                            <input type=\"radio\" class=\"enviar-mail\" name=\"enviar-mail\" id=\"enviarMailNo\" value=\"no\" checked> \r\n                            No                        <\/label>\r\n                    <\/div>\r\n                    \r\n            <\/div>\r\n    \r\n            <div  class=\"form-group buscador__dropdown__inputs buscador__dropdown__cotizador__inputs w-100 buscador__dropdown__fields d-none\">\r\n                <input class=\"needs-both\" type=\"email\" name=\"Email\" placeholder=\" \" id=\"emailCotizacion\" data-required=\"false\">\r\n                <label for=\"email\" class=\"label-form\">Email<\/label>\r\n                <span class=\"icon-field icon-warning\"><svg width=\"13\" height=\"13\" viewBox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n<circle cx=\"6.22094\" cy=\"6.22168\" r=\"4.66626\" fill=\"#CC3658\" stroke=\"#CC3658\" stroke-width=\"0.77771\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\r\n<path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M6.22017 4.14832V6.22221V4.14832Z\" fill=\"#D9D9D9\"\/>\r\n<path d=\"M6.22017 4.14832V6.22221\" stroke=\"white\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\r\n<path d=\"M6.22149 8.2961H6.22667\" stroke=\"white\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\r\n<\/svg>\r\n<\/span>\r\n                    <span class=\"icon-field icon-success\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n<circle cx=\"8\" cy=\"8\" r=\"6\" fill=\"#00C4DF\" stroke=\"#00C4DF\" stroke-width=\"1.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\r\n<path d=\"M6 8.00002L7.33333 9.33335L10 6.66669\" stroke=\"white\" stroke-width=\"1.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\r\n<\/svg>\r\n<\/span>\r\n                    <span class=\"msg-error\" style=\"margin-top: -9px !important\">\r\n                        Debes completar este campo                    <\/span>\r\n            <\/div>\r\n        <\/div>\r\n\r\n        \r\n            <div class=\"buscador__dropdown__separador w-100 d-flex align-items-center justify-between \">\r\n                                    <p>\u00f3<\/p>\r\n                                <\/div>\r\n        \r\n        \r\n        <div class=\"buscador__dropdown__cotizador --whatsapp flex-column w-100  \">\r\n            <div class=\"d-flex flex-row align-items-center justify-between w-100 toggle-datos\">\r\n                <div class=\"buscador__dropdown__cotizador__texto\">\r\n                                                Por WhatsApp                                        <\/div>\r\n               \r\n                                    <div class=\"buscador__dropdown__radio\">\r\n                        <label>\r\n                            <input type=\"radio\" class=\"enviar-whatsapp\" name=\"enviar-whatsapp\" id=\"WhatsappSi\" value=\"si\"> \r\n                            S\u00ed                        <\/label>\r\n                        <label>\r\n                            <input type=\"radio\" class=\"enviar-whatsapp\" name=\"enviar-whatsapp\" id=\"WhatsappNo\" value=\"no\" checked> \r\n                            No                        <\/label>\r\n                    <\/div>\r\n                            <\/div>\r\n            <!-- Selector c\u00f3digo pa\u00eds -->\r\n            <div \r\n                class=\"buscador__dropdown__inputs buscador__dropdown__cotizador__inputs \r\n                buscador__dropdown__cotizador__inputs--dos w-100  d-none\" data-input=\"whatsapp\">\r\n                <div class=\"form-group needs-both buscador__dropdown__fields\">\r\n                    <input class=\"needs-both\" type=\"text\" id=\"nombre\" name=\"Nombre\" placeholder=\" \" data-required=\"false\">\r\n                    <label for=\"nombre\" class=\"label-form\">Nombre<\/label>\r\n                    <span class=\"icon-field icon-warning\"><svg width=\"13\" height=\"13\" viewBox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n<circle cx=\"6.22094\" cy=\"6.22168\" r=\"4.66626\" fill=\"#CC3658\" stroke=\"#CC3658\" stroke-width=\"0.77771\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\r\n<path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M6.22017 4.14832V6.22221V4.14832Z\" fill=\"#D9D9D9\"\/>\r\n<path d=\"M6.22017 4.14832V6.22221\" stroke=\"white\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\r\n<path d=\"M6.22149 8.2961H6.22667\" stroke=\"white\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\r\n<\/svg>\r\n<\/span>\r\n                    <span class=\"icon-field icon-success\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n<circle cx=\"8\" cy=\"8\" r=\"6\" fill=\"#00C4DF\" stroke=\"#00C4DF\" stroke-width=\"1.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\r\n<path d=\"M6 8.00002L7.33333 9.33335L10 6.66669\" stroke=\"white\" stroke-width=\"1.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\r\n<\/svg>\r\n<\/span>\r\n                    <span class=\"msg-error\">\r\n                        Debes completar este campo                    <\/span>\r\n                <\/div>\r\n                <div class=\"d-flex flex-column-reverse select p-relative needs-both\">\r\n                                        <div class=\"custom-select\">\r\n                        <div class=\"selected\" data-value=\"+57\" data-iso=\"CO\" id=\"selectCodeNumber\">\r\n                            +57                        <\/div>\r\n                        <ul class=\"options options-codenumbers\"> \r\n                                                                                            <li data-value=\"54\" data-iso=\"AR\">\r\n                                    AR +54                                <\/li>\r\n                                                                                            <li data-value=\"56\" data-iso=\"CL\">\r\n                                    CL +56                                <\/li>\r\n                                                                                            <li data-value=\"55\" data-iso=\"BR\">\r\n                                    BR +55                                <\/li>\r\n                                                                                            <li data-value=\"591\" data-iso=\"BO\">\r\n                                    BO +591                                <\/li>\r\n                                                                                            <li data-value=\"57\" data-iso=\"CO\">\r\n                                    CO +57                                <\/li>\r\n                                                                                            <li data-value=\"506\" data-iso=\"CR\">\r\n                                    CR +506                                <\/li>\r\n                                                                                            <li data-value=\"593\" data-iso=\"EC\">\r\n                                    EC +593                                <\/li>\r\n                                                                                            <li data-value=\"503\" data-iso=\"SV\">\r\n                                    SV +503                                <\/li>\r\n                                                                                            <li data-value=\"502\" data-iso=\"GT\">\r\n                                    GT +502                                <\/li>\r\n                                                                                            <li data-value=\"504\" data-iso=\"HN\">\r\n                                    HN +504                                <\/li>\r\n                                                                                            <li data-value=\"52\" data-iso=\"MX\">\r\n                                    MX +52                                <\/li>\r\n                                                                                            <li data-value=\"505\" data-iso=\"NI\">\r\n                                    NI +505                                <\/li>\r\n                                                                                            <li data-value=\"507\" data-iso=\"PA\">\r\n                                    PA +507                                <\/li>\r\n                                                                                            <li data-value=\"595\" data-iso=\"PY\">\r\n                                    PY +595                                <\/li>\r\n                                                                                            <li data-value=\"51\" data-iso=\"PE\">\r\n                                    PE +51                                <\/li>\r\n                                                                                            <li data-value=\"1-809\" data-iso=\"DO\">\r\n                                    DO +1-809                                <\/li>\r\n                                                                                            <li data-value=\"598\" data-iso=\"UY\">\r\n                                    UY +598                                <\/li>\r\n                                                    <\/ul>\r\n                    <\/div>\r\n                    <label for=\"\">Cod. Pais<\/label>\r\n                <\/div>\r\n                <div class=\"form-group needs-both buscador__dropdown__fields\">\r\n                    <input class=\"needs-both\" type=\"text\" inputmode=\"numeric\" id=\"whatsApp\" name=\"NumeroTelefono\" placeholder=\" \" data-required=\"false\">\r\n                    <label for=\"WhatsApp\" class=\"label-form\">WhatsApp<\/label>\r\n                    <span class=\"icon-field icon-warning\"><svg width=\"13\" height=\"13\" viewBox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n<circle cx=\"6.22094\" cy=\"6.22168\" r=\"4.66626\" fill=\"#CC3658\" stroke=\"#CC3658\" stroke-width=\"0.77771\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\r\n<path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M6.22017 4.14832V6.22221V4.14832Z\" fill=\"#D9D9D9\"\/>\r\n<path d=\"M6.22017 4.14832V6.22221\" stroke=\"white\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\r\n<path d=\"M6.22149 8.2961H6.22667\" stroke=\"white\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\r\n<\/svg>\r\n<\/span>\r\n                    <span class=\"icon-field icon-success\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n<circle cx=\"8\" cy=\"8\" r=\"6\" fill=\"#00C4DF\" stroke=\"#00C4DF\" stroke-width=\"1.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\r\n<path d=\"M6 8.00002L7.33333 9.33335L10 6.66669\" stroke=\"white\" stroke-width=\"1.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\r\n<\/svg>\r\n<\/span>\r\n                    <span class=\"msg-error\">\r\n                        Debes completar este campo                    <\/span>\r\n                <\/div>\r\n            <\/div>\r\n            \r\n        <\/div>\r\n\r\n    \r\n        <div class=\"buscador__dropdown__cotizador__legales d-none\">\r\n                                <p>Al hacer clic en &#8220;Cotizar&#8221;, aceptas que Universal Assistance recopile datos personales de acuerdo con su <a href=\"https:\/\/dpo.privacytools.com.br\/policy-view\/gPkwOyEvM\/3\/te%CC%81rminos-y-condiciones-de-uso-del-sitio-web-colombia\/es_ES?s=1672334069607\" target=\"_blank\" rel=\"noopener\">t\u00e9rminos de uso<\/a> y <a href=\"https:\/\/dpo.privacytools.com.br\/policy-view\/zGl1wW92m\/1\/policy\/es_ES?s=1672249398257\" target=\"_blank\" rel=\"noopener\">pol\u00edticas de privacidad<\/a>.<\/p>\n                         <\/div>\r\n    <\/div>\r\n<\/div>                                    <div class=\"buscador__campo\" data-campo=\"promocode\">\r\n    <div class=\"buscador__campo-container\"> \r\n        <label for=\"promocode\">\r\n            \u00bfC\u00f3digo Promocional?        <\/label>\r\n        <span class=\"buscador__campo__little buscador__oculto\" id=\"cotizador-texto\">(opcional)<\/span>\r\n    <\/div>\r\n\r\n    <div class=\"buscador__dropdown buscador__oculto\" id=\"dropdown-promocode\">\r\n        <div class=\"buscador__dropdown__promocode\">\r\n            <div class=\"buscador__dropdown__fields\">\r\n                <input \r\n                type=\"text\" \r\n                name=\"code\" \r\n                id=\"promocode\" \r\n                placeholder=\"Ingresa tu Promo Code\" \r\n                data-countrycode=\"CO\">\r\n                <span class=\"icon-field icon-warning\"><svg width=\"13\" height=\"13\" viewBox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n<circle cx=\"6.22094\" cy=\"6.22168\" r=\"4.66626\" fill=\"#CC3658\" stroke=\"#CC3658\" stroke-width=\"0.77771\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\r\n<path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M6.22017 4.14832V6.22221V4.14832Z\" fill=\"#D9D9D9\"\/>\r\n<path d=\"M6.22017 4.14832V6.22221\" stroke=\"white\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\r\n<path d=\"M6.22149 8.2961H6.22667\" stroke=\"white\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\r\n<\/svg>\r\n<\/span>\r\n                <span class=\"icon-field icon-success\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n<circle cx=\"8\" cy=\"8\" r=\"6\" fill=\"#00C4DF\" stroke=\"#00C4DF\" stroke-width=\"1.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\r\n<path d=\"M6 8.00002L7.33333 9.33335L10 6.66669\" stroke=\"white\" stroke-width=\"1.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\r\n<\/svg>\r\n<\/span>\r\n                <span class=\"msg-error\">\r\n                    Promo Code no v\u00e1lido                <\/span>\r\n            <\/div>\r\n            <div class=\"buscador__dropdown__promocode__submit\">\r\n                <button type=\"button\" class=\"btn btn-line-blue disabled\" id=\"applyPromoCode\">Aplicar<\/button>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>                                <div class=\"buscador__cont-button\">\r\n                    <button type=\"button\" class=\"d-none-md d-block buscador__oculto btn-borrar btn-borrarTodo btn\"  aria-label=\"Bot\u00f3n para borrar datos\">Borrar todo<\/button>\r\n                                            <button type=\"submit\" class=\"buscador__boton d-flex flex-row align-items-center justify-center active\" aria-label=\"Bot\u00f3n para cotizar cobertura\">\r\n                            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\">\r\n                                <circle cx=\"9.29167\" cy=\"9.29167\" r=\"5.97917\" stroke=\"CurrentColor\" stroke-width=\"1.70833\"\r\n                                    stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\r\n                                <path d=\"M18.6875 18.6875L13.5625 13.5625\" stroke=\"CurrentColor\" stroke-width=\"1.70833\"\r\n                                    stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\r\n                            <\/svg>\r\n                            <p class=\"buscador__oculto\">Cotizar<\/p>\r\n                        <\/button>\r\n                                    <\/div>\r\n            <\/form>\r\n        <\/div>\r\n    <\/div>\r\n    <\/div>\r\n\r\n            <div class=\"block-portada__logos container-fluid carrousel\"\r\n             style=\"background:#002e6d;\">\r\n\r\n            <div class=\"container-fluid\">\r\n                \r\n<div class=\"block-portada__logos-title\">\r\n    <p class='title-logo --h2'>Hasta 12 cuotas<\/p><\/div>\r\n\r\n<div class=\"border\">\r\n    <div class=\"container\">\r\n        \r\n                    <div class=\"block-portada__logos-carrousel splide\" id=\"logos-carrousel-2\">\r\n                <div class=\"splide__track\">\r\n                    <ul class=\"splide__list   --center \">\r\n\r\n                                                \r\n                                                                                                            <li class=\"splide__slide block-portada__logos-slide\">\r\n                                    <div class=\"block-portada__logos--container\">\r\n                                        <picture class='image_desktop'><source srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/Frame-2609124.webp' type='image\/webp'><img \r\n                class='image_desktop' \r\n                src='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/Frame-2609124.webp' \r\n                srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/Frame-2609124.webp'\r\n                width='234' \r\n                height='99' \r\n                alt='visa' \r\n                loading='lazy' \r\n                 \/><\/picture>                                    <\/div>\r\n                                <\/li>\r\n                                                            <li class=\"splide__slide block-portada__logos-slide\">\r\n                                    <div class=\"block-portada__logos--container\">\r\n                                        <picture class='image_desktop'><source srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/Frame-2609131.webp' type='image\/webp'><img \r\n                class='image_desktop' \r\n                src='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/Frame-2609131.webp' \r\n                srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/Frame-2609131.webp'\r\n                width='236' \r\n                height='99' \r\n                alt='mastercard' \r\n                loading='lazy' \r\n                 \/><\/picture>                                    <\/div>\r\n                                <\/li>\r\n                                                            <li class=\"splide__slide block-portada__logos-slide\">\r\n                                    <div class=\"block-portada__logos--container\">\r\n                                        <picture class='image_desktop'><source srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/Frame-2609132.webp' type='image\/webp'><img \r\n                class='image_desktop' \r\n                src='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/Frame-2609132.webp' \r\n                srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/Frame-2609132.webp'\r\n                width='236' \r\n                height='99' \r\n                alt='american express' \r\n                loading='lazy' \r\n                 \/><\/picture>                                    <\/div>\r\n                                <\/li>\r\n                                                    \r\n                    <\/ul>\r\n                <\/div>\r\n            <\/div>\r\n            <\/div>\r\n<\/div>            <\/div>\r\n\r\n                            <div class=\"block-portada__arrow-container\">\r\n                    <div class=\"chevron\"><\/div>\r\n                    <div class=\"chevron\"><\/div>\r\n                <\/div>\r\n                    <\/div>\r\n    <\/section>\n\n\r\n<section class=\"block-contenido-libre \">\r\n    <div class=\"container\">\r\n        \r\n                    \r\n                <div class=\"row\">\r\n\r\n                                            \r\n                                                <div class=\"col-md-12 col-12\">\r\n                          <div class=\"block-contenido-libre__full-content\">\r\n                            <h1 class=\"obligatorio-titulo\">Diferencia entre seguro de viaje y asistencia al viajero<\/h1>\n<p class=\"obligatorio-subtitulo2a\"><span style=\"font-weight: 400;\">A menudo, los t\u00e9rminos se usan como sin\u00f3nimos, pero en el mundo de los viajes, <\/span><b>no son lo mismo<\/b><span style=\"font-weight: 400;\">. Entender la <\/span><b>diferencia entre seguro de viaje y asistencia al viajero<\/b><span style=\"font-weight: 400;\"> es vital para saber qui\u00e9n pagar\u00e1 la cuenta si ocurre una emergencia mientras est\u00e1s lejos de casa. Aqu\u00ed te explicamos c\u00f3mo funcionan para que elijas la protecci\u00f3n que realmente necesitas.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2 class=\"obligatorio-titulo\">Asistencia al Viajero (Gesti\u00f3n Inmediata)<\/h2>\n<p class=\"obligatorio-subtitulo2a\"><span style=\"font-weight: 400;\">La asistencia al viajero es un servicio de gesti\u00f3n integral. Su filosof\u00eda es &#8220;t\u00fa llamas, nosotros nos ocupamos&#8221;.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3>C\u00f3mo funciona<\/h3>\n<p><span style=\"font-weight: 400;\">Si tienes una emergencia, el primer paso es contactar al centro de asistencia mediante sus canales (app, tel\u00e9fono o WhatsApp). La compa\u00f1\u00eda gestiona todo el proceso en tiempo real para que t\u00fa no tengas que desembolsar dinero, en <\/span><a href=\"https:\/\/www.universal-assistance.com\/co\/\"><span style=\"font-weight: 400;\">Universal Assistance<\/span><\/a><span style=\"font-weight: 400;\"> nos encargamos de que tengas la mejor experiencia y contin\u00faes tu viaje con tranquilidad.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3>Ventajas<\/h3>\n<ul>\n<li><b>Sin gastos iniciales:<\/b><span style=\"font-weight: 400;\"> No tienes que pagar cuentas m\u00e9dicas de tu bolsillo.<\/span><\/li>\n<li><b>Atenci\u00f3n 24\/7:<\/b><span style=\"font-weight: 400;\"> Soporte constante en tu idioma.<\/span><\/li>\n<li><b>Gesti\u00f3n centralizada:<\/b><span style=\"font-weight: 400;\"> La empresa se encarga de buscar el m\u00e9dico, hospital o farmacia m\u00e1s cercanos.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3>Servicios<\/h3>\n<ul>\n<li>Atenci\u00f3n m\u00e9dica por enfermedad o accidente.<\/li>\n<li><span style=\"font-weight: 400;\">Traslado sanitario o repatriaci\u00f3n.<\/span><\/li>\n<li>Asistencia por p\u00e9rdida de equipaje.<\/li>\n<li>Soporte legal o asistencia ante p\u00e9rdida de documentos.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p class=\"obligatorio-subtitulo2a\">\n                          <\/div>\r\n                            \r\n                        <\/div>\r\n\r\n                    \r\n                <\/div>\r\n\r\n                                \r\n    <\/div>\r\n<\/section>\n\n\r\n\r\n<section class=\"block-app \">\r\n    <div class=\"container\">\r\n        <div class=\"row\">\r\n            <div class=\"col-md-4 col-12\">\r\n                <div class=\"block-app__slide--desktop\">\r\n                    \r\n                    <div class=\"block-app__slide swiper block-app__swiper\">\r\n                <div class=\"swiper-wrapper\">\r\n            \r\n                                                                                                                                                    <div class=\"swiper-slide block-app__slide--item\">\r\n                                    <div class=\"item__image\">\r\n                                        <div class=\"item__image-container\">\r\n                                            <picture class=''><source srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-travel-tips_ESP.webp' type='image\/webp'><img \r\n                class='' \r\n                src='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-travel-tips_ESP.webp' \r\n                srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-travel-tips_ESP.webp'\r\n                width='406' \r\n                height='877' \r\n                alt='img travel tips' \r\n                loading='lazy' \r\n                 \/><\/picture>                                        <\/div>\r\n                                        \r\n                                    <\/div>\r\n                                <\/div>\r\n                                                                                                                                                                                                                <div class=\"swiper-slide block-app__slide--item\">\r\n                                    <div class=\"item__image\">\r\n                                        <div class=\"item__image-container\">\r\n                                            <picture class=''><source srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-autogestion-medica.webp' type='image\/webp'><img \r\n                class='' \r\n                src='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-autogestion-medica.webp' \r\n                srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-autogestion-medica.webp'\r\n                width='406' \r\n                height='877' \r\n                alt='img autogesti\u00f3n app' \r\n                loading='lazy' \r\n                 \/><\/picture>                                        <\/div>\r\n                                        \r\n                                    <\/div>\r\n                                <\/div>\r\n                                                                                                                                                                                                                <div class=\"swiper-slide block-app__slide--item\">\r\n                                    <div class=\"item__image\">\r\n                                        <div class=\"item__image-container\">\r\n                                            <picture class=''><source srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-teleasistencia-medica.webp' type='image\/webp'><img \r\n                class='' \r\n                src='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-teleasistencia-medica.webp' \r\n                srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-teleasistencia-medica.webp'\r\n                width='406' \r\n                height='877' \r\n                alt='img teleasistencia m\u00e9dica app' \r\n                loading='lazy' \r\n                 \/><\/picture>                                        <\/div>\r\n                                        \r\n                                    <\/div>\r\n                                <\/div>\r\n                                                                                                                                                                                                                <div class=\"swiper-slide block-app__slide--item\">\r\n                                    <div class=\"item__image\">\r\n                                        <div class=\"item__image-container\">\r\n                                            <picture class=''><source srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-vip-delay.webp' type='image\/webp'><img \r\n                class='' \r\n                src='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-vip-delay.webp' \r\n                srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-vip-delay.webp'\r\n                width='406' \r\n                height='877' \r\n                alt='img VIP delay' \r\n                loading='lazy' \r\n                 \/><\/picture>                                        <\/div>\r\n                                        \r\n                                    <\/div>\r\n                                <\/div>\r\n                                                                                                                                                                                                                <div class=\"swiper-slide block-app__slide--item\">\r\n                                    <div class=\"item__image\">\r\n                                        <div class=\"item__image-container\">\r\n                                            <picture class=''><source srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-herramientas-utiles.webp' type='image\/webp'><img \r\n                class='' \r\n                src='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-herramientas-utiles.webp' \r\n                srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-herramientas-utiles.webp'\r\n                width='406' \r\n                height='877' \r\n                alt='img herramientas \u00fatiles' \r\n                loading='lazy' \r\n                 \/><\/picture>                                        <\/div>\r\n                                        \r\n                                    <\/div>\r\n                                <\/div>\r\n                                                                                                                                                                                                                <div class=\"swiper-slide block-app__slide--item\">\r\n                                    <div class=\"item__image\">\r\n                                        <div class=\"item__image-container\">\r\n                                            <picture class=''><source srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-mi-cobertura.webp' type='image\/webp'><img \r\n                class='' \r\n                src='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-mi-cobertura.webp' \r\n                srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-mi-cobertura.webp'\r\n                width='406' \r\n                height='877' \r\n                alt='img mi cobertura' \r\n                loading='lazy' \r\n                 \/><\/picture>                                        <\/div>\r\n                                        \r\n                                    <\/div>\r\n                                <\/div>\r\n                                                                                                       \r\n                <\/div>\r\n            <\/div>\r\n              \r\n                <\/div>\r\n            <\/div>\r\n            <div class=\"col-md-8 col-12\">\r\n                <div class=\"block-app__titulo\">\r\n                                            <h2 >Conoce nuestra App<\/h2>                                                                                            <div class=\"block-app__rating\">\r\n                    <span class='block-app__rating-number'>4.8<\/span>                    <div class=\"block-app__rating-star\">\r\n                                                    \r\n<svg class=\"star\" viewBox=\"0 0 24 24\">\r\n    <path class=\"star-bg\" d=\"M12 .587l3.668 7.431 8.2 1.193-5.934 5.785 1.4 8.168L12 18.896l-7.334 3.868 1.4-8.168L.132 9.211l8.2-1.193z\"\/>\r\n    <clipPath id=\"clip-100\">\r\n    <rect x=\"0\" y=\"0\" width=\"24\" height=\"24\"\/>\r\n    <\/clipPath>\r\n    <path class=\"star-fill\" clip-path=\"url(#clip-100)\" d=\"M12 .587l3.668 7.431 8.2 1.193-5.934 5.785 1.4 8.168L12 18.896l-7.334 3.868 1.4-8.168L.132 9.211l8.2-1.193z\"\/>\r\n<\/svg>                                                    \r\n<svg class=\"star\" viewBox=\"0 0 24 24\">\r\n    <path class=\"star-bg\" d=\"M12 .587l3.668 7.431 8.2 1.193-5.934 5.785 1.4 8.168L12 18.896l-7.334 3.868 1.4-8.168L.132 9.211l8.2-1.193z\"\/>\r\n    <clipPath id=\"clip-100\">\r\n    <rect x=\"0\" y=\"0\" width=\"24\" height=\"24\"\/>\r\n    <\/clipPath>\r\n    <path class=\"star-fill\" clip-path=\"url(#clip-100)\" d=\"M12 .587l3.668 7.431 8.2 1.193-5.934 5.785 1.4 8.168L12 18.896l-7.334 3.868 1.4-8.168L.132 9.211l8.2-1.193z\"\/>\r\n<\/svg>                                                    \r\n<svg class=\"star\" viewBox=\"0 0 24 24\">\r\n    <path class=\"star-bg\" d=\"M12 .587l3.668 7.431 8.2 1.193-5.934 5.785 1.4 8.168L12 18.896l-7.334 3.868 1.4-8.168L.132 9.211l8.2-1.193z\"\/>\r\n    <clipPath id=\"clip-100\">\r\n    <rect x=\"0\" y=\"0\" width=\"24\" height=\"24\"\/>\r\n    <\/clipPath>\r\n    <path class=\"star-fill\" clip-path=\"url(#clip-100)\" d=\"M12 .587l3.668 7.431 8.2 1.193-5.934 5.785 1.4 8.168L12 18.896l-7.334 3.868 1.4-8.168L.132 9.211l8.2-1.193z\"\/>\r\n<\/svg>                                                    \r\n<svg class=\"star\" viewBox=\"0 0 24 24\">\r\n    <path class=\"star-bg\" d=\"M12 .587l3.668 7.431 8.2 1.193-5.934 5.785 1.4 8.168L12 18.896l-7.334 3.868 1.4-8.168L.132 9.211l8.2-1.193z\"\/>\r\n    <clipPath id=\"clip-100\">\r\n    <rect x=\"0\" y=\"0\" width=\"24\" height=\"24\"\/>\r\n    <\/clipPath>\r\n    <path class=\"star-fill\" clip-path=\"url(#clip-100)\" d=\"M12 .587l3.668 7.431 8.2 1.193-5.934 5.785 1.4 8.168L12 18.896l-7.334 3.868 1.4-8.168L.132 9.211l8.2-1.193z\"\/>\r\n<\/svg>                        \r\n                                                    \r\n<svg class=\"star\" viewBox=\"0 0 24 24\">\r\n    <path class=\"star-bg\" d=\"M12 .587l3.668 7.431 8.2 1.193-5.934 5.785 1.4 8.168L12 18.896l-7.334 3.868 1.4-8.168L.132 9.211l8.2-1.193z\"\/>\r\n    <clipPath id=\"clip-80\">\r\n    <rect x=\"0\" y=\"0\" width=\"19.2\" height=\"24\"\/>\r\n    <\/clipPath>\r\n    <path class=\"star-fill\" clip-path=\"url(#clip-80)\" d=\"M12 .587l3.668 7.431 8.2 1.193-5.934 5.785 1.4 8.168L12 18.896l-7.334 3.868 1.4-8.168L.132 9.211l8.2-1.193z\"\/>\r\n<\/svg>                        \r\n                                            <\/div>\r\n                <\/div>\r\n                    \r\n                <\/div>\r\n\r\n                \r\n\r\n    <div class=\"block-app__content\">\r\n        <div class=\"block-app__content--container\">\r\n            <div class=\"block-app__content--buttons\">\r\n                <ul>\r\n                                                                                                                                                                                                                                <li>\r\n                                                    <button class=\"btn btn-blue block-app__content--button\" type=\"button\">\r\n                                                        Travel Tips with ChatGPT                                                    <\/button>\r\n                                                <\/li>\r\n                                            \r\n                                                                                                                                                                                                                                                                                            <li>\r\n                                                    <button class=\"btn btn-blue block-app__content--button\" type=\"button\">\r\n                                                        Autogesti\u00f3n m\u00e9dica mobile                                                    <\/button>\r\n                                                <\/li>\r\n                                            \r\n                                                                                                                                                                                                                                                                                            <li>\r\n                                                    <button class=\"btn btn-blue block-app__content--button\" type=\"button\">\r\n                                                        Teleasistencia m\u00e9dica                                                    <\/button>\r\n                                                <\/li>\r\n                                            \r\n                                                                                                                                                                                                                                                                                            <li>\r\n                                                    <button class=\"btn btn-blue block-app__content--button\" type=\"button\">\r\n                                                        VIP Delay                                                    <\/button>\r\n                                                <\/li>\r\n                                            \r\n                                                                                                                                                                                                                                                                                            <li>\r\n                                                    <button class=\"btn btn-blue block-app__content--button\" type=\"button\">\r\n                                                        Herramientas \u00fatiles                                                    <\/button>\r\n                                                <\/li>\r\n                                            \r\n                                                                                                                                                                                                                                                                                            <li>\r\n                                                    <button class=\"btn btn-blue block-app__content--button\" type=\"button\">\r\n                                                        Certificado mobile                                                    <\/button>\r\n                                                <\/li>\r\n                                            \r\n                                                                                                                                                <\/ul>\r\n            <\/div>\r\n            <div class=\"d-none-md\">\r\n                \r\n                    <div class=\"block-app__slide swiper block-app__swiper\">\r\n                <div class=\"swiper-wrapper\">\r\n            \r\n                                                                                                                                                    <div class=\"swiper-slide block-app__slide--item\">\r\n                                    <div class=\"item__image\">\r\n                                        <div class=\"item__image-container\">\r\n                                            <picture class=''><source srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-travel-tips_ESP.webp' type='image\/webp'><img \r\n                class='' \r\n                src='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-travel-tips_ESP.webp' \r\n                srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-travel-tips_ESP.webp'\r\n                width='406' \r\n                height='877' \r\n                alt='img travel tips' \r\n                loading='lazy' \r\n                 \/><\/picture>                                        <\/div>\r\n                                        \r\n                                    <\/div>\r\n                                <\/div>\r\n                                                                                                                                                                                                                <div class=\"swiper-slide block-app__slide--item\">\r\n                                    <div class=\"item__image\">\r\n                                        <div class=\"item__image-container\">\r\n                                            <picture class=''><source srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-autogestion-medica.webp' type='image\/webp'><img \r\n                class='' \r\n                src='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-autogestion-medica.webp' \r\n                srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-autogestion-medica.webp'\r\n                width='406' \r\n                height='877' \r\n                alt='img autogesti\u00f3n app' \r\n                loading='lazy' \r\n                 \/><\/picture>                                        <\/div>\r\n                                        \r\n                                    <\/div>\r\n                                <\/div>\r\n                                                                                                                                                                                                                <div class=\"swiper-slide block-app__slide--item\">\r\n                                    <div class=\"item__image\">\r\n                                        <div class=\"item__image-container\">\r\n                                            <picture class=''><source srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-teleasistencia-medica.webp' type='image\/webp'><img \r\n                class='' \r\n                src='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-teleasistencia-medica.webp' \r\n                srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-teleasistencia-medica.webp'\r\n                width='406' \r\n                height='877' \r\n                alt='img teleasistencia m\u00e9dica app' \r\n                loading='lazy' \r\n                 \/><\/picture>                                        <\/div>\r\n                                        \r\n                                    <\/div>\r\n                                <\/div>\r\n                                                                                                                                                                                                                <div class=\"swiper-slide block-app__slide--item\">\r\n                                    <div class=\"item__image\">\r\n                                        <div class=\"item__image-container\">\r\n                                            <picture class=''><source srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-vip-delay.webp' type='image\/webp'><img \r\n                class='' \r\n                src='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-vip-delay.webp' \r\n                srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-vip-delay.webp'\r\n                width='406' \r\n                height='877' \r\n                alt='img VIP delay' \r\n                loading='lazy' \r\n                 \/><\/picture>                                        <\/div>\r\n                                        \r\n                                    <\/div>\r\n                                <\/div>\r\n                                                                                                                                                                                                                <div class=\"swiper-slide block-app__slide--item\">\r\n                                    <div class=\"item__image\">\r\n                                        <div class=\"item__image-container\">\r\n                                            <picture class=''><source srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-herramientas-utiles.webp' type='image\/webp'><img \r\n                class='' \r\n                src='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-herramientas-utiles.webp' \r\n                srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-herramientas-utiles.webp'\r\n                width='406' \r\n                height='877' \r\n                alt='img herramientas \u00fatiles' \r\n                loading='lazy' \r\n                 \/><\/picture>                                        <\/div>\r\n                                        \r\n                                    <\/div>\r\n                                <\/div>\r\n                                                                                                                                                                                                                <div class=\"swiper-slide block-app__slide--item\">\r\n                                    <div class=\"item__image\">\r\n                                        <div class=\"item__image-container\">\r\n                                            <picture class=''><source srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-mi-cobertura.webp' type='image\/webp'><img \r\n                class='' \r\n                src='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-mi-cobertura.webp' \r\n                srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/IMG-mi-cobertura.webp'\r\n                width='406' \r\n                height='877' \r\n                alt='img mi cobertura' \r\n                loading='lazy' \r\n                 \/><\/picture>                                        <\/div>\r\n                                        \r\n                                    <\/div>\r\n                                <\/div>\r\n                                                                                                       \r\n                <\/div>\r\n            <\/div>\r\n              \r\n            <\/div>\r\n            <div class=\"block-app__content--descriptions\">\r\n                                                                                        \r\n                                                                                                                                                                        <div class=\"block-app__description-item select-0\">\r\n                                                    <div class=\"block-app__description-item--container\">\r\n                                                    <h3 >Viaja con la tecnolog\u00eda m\u00e1s avanzada<\/h3>                                                    <p>Encuentra las mejores recomendaciones para tu viaje con la inteligencia artificial de ChatGPT est\u00e9s donde est\u00e9s<\/p>\n                                                    <\/div>\r\n                                                <\/div>\r\n                                                                                            \r\n                                                        \r\n                                                                                                                                                                        <div class=\"block-app__description-item select-1\">\r\n                                                    <div class=\"block-app__description-item--container\">\r\n                                                    <h3 >Solicita asistencia de una manera m\u00e1s simple y r\u00e1pida<\/h3>                                                    <p>Ingresa a la App, responde nuestro triage y gestiona tu consulta m\u00e9dica en simples pasos.<\/p>\n                                                    <\/div>\r\n                                                <\/div>\r\n                                                                                            \r\n                                                        \r\n                                                                                                                                                                        <div class=\"block-app__description-item select-2\">\r\n                                                    <div class=\"block-app__description-item--container\">\r\n                                                    <h3 >Habla con un doctor online<\/h3>                                                    <p>Realiza una videoconsulta sin esperas y sin moverte de donde est\u00e9s. Incluye recetas m\u00e9dicas.<\/p>\n                                                    <\/div>\r\n                                                <\/div>\r\n                                                                                            \r\n                                                        \r\n                                                                                                                                                                        <div class=\"block-app__description-item select-3\">\r\n                                                    <div class=\"block-app__description-item--container\">\r\n                                                    <h3 >Registra tu vuelo online y accede al servicio VIP Delay<\/h3>                                                    <p>Ante demoras de vuelos mayores a 60 minutos accede a salones VIP en todo el mundo.<\/p>\n                                                    <\/div>\r\n                                                <\/div>\r\n                                                                                            \r\n                                                        \r\n                                                                                                                                                                        <div class=\"block-app__description-item select-4\">\r\n                                                    <div class=\"block-app__description-item--container\">\r\n                                                    <h3 >Hacemos tu viaje m\u00e1s f\u00e1cil<\/h3>                                                    <p>iCovid (info \u00fatil sobre protocolos), traductor, conversor de monedas y talles, lista de viaje y administrador de gastos.<\/p>\n                                                    <\/div>\r\n                                                <\/div>\r\n                                                                                            \r\n                                                        \r\n                                                                                                                                                                        <div class=\"block-app__description-item select-5\">\r\n                                                    <div class=\"block-app__description-item--container\">\r\n                                                    <h3 >Tu cobertura siempre a mano<\/h3>                                                    <p>Comparte los detalles a trav\u00e9s de un c\u00f3digo QR para presentarlo al momento de tu viaje.<\/p>\n                                                    <\/div>\r\n                                                <\/div>\r\n                                                                                            \r\n                                                    <\/div>\r\n        <\/div>\r\n    <\/div>\r\n                                        <div class='button__container mt-sm-6 mt-4'><a class='btn btn btn-blue-icon icon' href='https:\/\/www.universal-assistance.com\/co\/app\/' target='_self' title='Conoce m\u00e1s'>Conoce m\u00e1s<svg width=\"19\" height=\"17\" viewBox=\"0 0 19 17\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n<path d=\"M1 8.48453L18 8.48453\" stroke=\"white\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\r\n<path d=\"M11.7666 15.2843L17.9484 8.48427L11.7666 1.68427\" stroke=\"white\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\r\n<\/svg>\r\n<\/a><\/div>                                <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/section>\n\n\r\n<section class=\"block-contenido-libre \">\r\n    <div class=\"container\">\r\n        \r\n                    \r\n                <div class=\"row\">\r\n\r\n                                            \r\n                                                <div class=\"col-md-12 col-12\">\r\n                          <div class=\"block-contenido-libre__full-content\">\r\n                            <h2 class=\"obligatorio-titulo\">Seguro de Viaje (Reembolso Posterior)<\/h2>\n<p class=\"obligatorio-subtitulo2a\"><span style=\"font-weight: 400;\">El seguro de viaje funciona bajo la modalidad de <\/span><b>reembolso<\/b><span style=\"font-weight: 400;\">. Es, esencialmente, una p\u00f3liza que protege tu patrimonio ante imprevistos.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3>C\u00f3mo funciona<\/h3>\n<p><span style=\"font-weight: 400;\">En caso de una emergencia, t\u00fa debes cubrir los gastos por tu cuenta en el lugar de destino. Guardas todas las facturas, recibos y reportes m\u00e9dicos originales, y al regresar a tu pa\u00eds, presentas un reclamo ante la aseguradora para que te devuelvan el dinero.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3>Ventajas<\/h3>\n<ul>\n<li><b>Indemnizaci\u00f3n:<\/b><span style=\"font-weight: 400;\"> Ideal para cubrir cancelaciones de viaje o da\u00f1os a terceros.<\/span><\/li>\n<li><b>Flexibilidad:<\/b><span style=\"font-weight: 400;\"> Puedes elegir el m\u00e9dico o centro hospitalario que prefieras sin depender de una red cerrada.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3>Servicios<\/h3>\n<ul>\n<li><span style=\"font-weight: 400;\">Reembolso de gastos m\u00e9dicos previamente pagados.<\/span><\/li>\n<li>Indemnizaci\u00f3n por p\u00e9rdida de equipaje (basada en el valor declarado).<\/li>\n<li>Compensaci\u00f3n por cancelaci\u00f3n de vuelo o interrupci\u00f3n del viaje.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<div class=\"obligatorio-subtitulo2a\">\n<p><a href=\"https:\/\/www.universal-assistance.com\/co\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4958 size-full\" src=\"https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/banner-cta-cotizacion-blog.webp\" alt=\"Cotiza tu asistencia al viajero\" width=\"1963\" height=\"234\" srcset=\"https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/banner-cta-cotizacion-blog.webp 1963w, https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/banner-cta-cotizacion-blog-300x36.png 300w, https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/banner-cta-cotizacion-blog-1024x122.png 1024w, https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/banner-cta-cotizacion-blog-768x92.png 768w, https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/banner-cta-cotizacion-blog-1536x183.png 1536w\" sizes=\"(max-width: 1963px) 100vw, 1963px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<\/div>\n<h2 class=\"obligatorio-titulo\">Seguro de viaje o asistencia al viajero y cu\u00e1ndo elegir<\/h2>\n<p class=\"obligatorio-subtitulo2a\"><span style=\"font-weight: 400;\">\u00bfCu\u00e1l es el mejor <\/span><a href=\"https:\/\/www.universal-assistance.com\/co\/asistencia-de-viaje\"><b>seguro de asistencia al viajero<\/b><\/a><span style=\"font-weight: 400;\"> para ti? La elecci\u00f3n depende de tu perfil de viajero:<\/span><\/p>\n<ul>\n<li><b>Elige Asistencia al Viajero si:<\/b><span style=\"font-weight: 400;\"> Vas a un destino internacional donde los costos m\u00e9dicos son alt\u00edsimos (como EE. UU. o Europa) y no tienes liquidez inmediata para pagar una factura de hospital de miles de d\u00f3lares. Es la opci\u00f3n preferida por el 90% de los viajeros.<\/span><\/li>\n<li><b>Elige Seguro de Viaje si:<\/b><span style=\"font-weight: 400;\"> Tu principal preocupaci\u00f3n es proteger tu inversi\u00f3n ante una posible cancelaci\u00f3n del viaje.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2><a href=\"https:\/\/www.universal-assistance.com\/co\/asistencia-de-viaje\">Contrat\u00f3 una asistencia de viaje<\/a><\/h2>\n<p><span style=\"font-weight: 400;\">La mayor\u00eda de los viajeros modernos prefieren la <\/span><b>asistencia al viajero<\/b><span style=\"font-weight: 400;\"> por su practicidad. Imagina estar en un pa\u00eds extranjero, enfermo y sin hablar el idioma; tener que pagar una factura m\u00e9dica y luego pelear un reembolso es una carga que nadie quiere llevar. Con una asistencia, solo te preocupas por recuperarte.<\/span><\/p>\n                          <\/div>\r\n                            \r\n                        <\/div>\r\n\r\n                    \r\n                <\/div>\r\n\r\n                                \r\n    <\/div>\r\n<\/section>\n\n\r\n\r\n\r\n<section class=\"block-testimonios \">\r\n\r\n  <div class=\"container\">\r\n          <div class=\"block-testimonios__title\">\r\n            <h2 >Ellos ya confiaron en nosotros global<\/h2>                  <\/div>\r\n        \r\n\r\n    <div class=\"iframe_elfsight\">\r\n              <script src=\"https:\/\/elfsightcdn.com\/platform.js\" async><\/script> <div class=\"elfsight-app-35d2b671-57ef-45ad-b53e-4ff64db5795e\" data-elfsight-app-lazy><\/div>\r\n          <\/div>\r\n\r\n  <\/div>\r\n\r\n<\/section>\r\n\r\n\n\n<style media=\"screen\">\r\n  .block-asistencias.is-style-dark {\r\n    background: #002447;\r\n  }\r\n  .block-asistencias.is-style-dark  .block-asistencias__titulo h2 {\r\n    color: #fff;\r\n  }\r\n  .block-asistencias.is-style-dark  .block-asistencias__item {\r\n    background: none;\r\n    border-color: rgba(255,255,255,0.2);\r\n  }\r\n  .block-asistencias.is-style-dark  .block-asistencias__item-text h3 {\r\n    color: #fff;\r\n    font-size: 15px;\r\n    line-height: 1.2;\r\n  }\r\n<\/style>\r\n<section class=\"block-adicionales block-asistencias is-style-design-2\">\r\n    <div class=\"container\">\r\n                              <div class=\"block-asistencias__titulo\">\r\n                  <h2 class='block-asistencias__titulo-main --h2'>Ampl\u00eda tu tranquilidad con nuestros adicionales<\/h2>                                <\/div>\r\n                    <div class=\"row block-asistencias__row\">\r\n                                                              <div class=\"col-lg-2 col-sm-4 col-12 block-asistencias__row-col --col-6\">\r\n                <div class=\"block-asistencias__item\"> \r\n                    <div class=\"block-asistencias__item-body\">\r\n                        \r\n                        <div class=\"block-asistencias__item-header\">\r\n                            <picture class=''><source srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/Vip-delay.webp' type='image\/webp'><img \r\n                class='' \r\n                src='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/Vip-delay.webp' \r\n                srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/Vip-delay.webp'\r\n                width='217' \r\n                height='217' \r\n                alt='VIP delay' \r\n                loading='lazy' \r\n                 \/><\/picture>                        <\/div>\r\n\r\n                        <div class=\"block-asistencias__item-text short-text\">\r\n                            <h3 >Flight Delay ante vuelos demorados<\/h3>                                                    <\/div>\r\n\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n                    <div class=\"col-lg-2 col-sm-4 col-12 block-asistencias__row-col --col-6\">\r\n                <div class=\"block-asistencias__item\"> \r\n                    <div class=\"block-asistencias__item-body\">\r\n                        \r\n                        <div class=\"block-asistencias__item-header\">\r\n                            <picture class=''><source srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/equipaje.webp' type='image\/webp'><img \r\n                class='' \r\n                src='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/equipaje.webp' \r\n                srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/equipaje.webp'\r\n                width='217' \r\n                height='217' \r\n                alt='equipaje' \r\n                loading='lazy' \r\n                 \/><\/picture>                        <\/div>\r\n\r\n                        <div class=\"block-asistencias__item-text short-text\">\r\n                            <h3 >Asistencia ante p\u00e9rdida de equipaje<\/h3>                                                    <\/div>\r\n\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n                    <div class=\"col-lg-2 col-sm-4 col-12 block-asistencias__row-col --col-6\">\r\n                <div class=\"block-asistencias__item\"> \r\n                    <div class=\"block-asistencias__item-body\">\r\n                        \r\n                        <div class=\"block-asistencias__item-header\">\r\n                            <picture class=''><source srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/Preexistencia.webp' type='image\/webp'><img \r\n                class='' \r\n                src='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/Preexistencia.webp' \r\n                srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/Preexistencia.webp'\r\n                width='217' \r\n                height='217' \r\n                alt='preexistencias' \r\n                loading='lazy' \r\n                 \/><\/picture>                        <\/div>\r\n\r\n                        <div class=\"block-asistencias__item-text short-text\">\r\n                            <h3 >Asistencia ante Preexistencias<\/h3>                                                    <\/div>\r\n\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n                    <div class=\"col-lg-2 col-sm-4 col-12 block-asistencias__row-col --col-6\">\r\n                <div class=\"block-asistencias__item\"> \r\n                    <div class=\"block-asistencias__item-body\">\r\n                        \r\n                        <div class=\"block-asistencias__item-header\">\r\n                            <picture class=''><source srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/Deporte.webp' type='image\/webp'><img \r\n                class='' \r\n                src='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/Deporte.webp' \r\n                srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/Deporte.webp'\r\n                width='217' \r\n                height='217' \r\n                alt='deporte' \r\n                loading='lazy' \r\n                 \/><\/picture>                        <\/div>\r\n\r\n                        <div class=\"block-asistencias__item-text short-text\">\r\n                            <h3 >Asistencia m\u00e9dica Deportes<\/h3>                                                    <\/div>\r\n\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n                    <div class=\"col-lg-2 col-sm-4 col-12 block-asistencias__row-col --col-6\">\r\n                <div class=\"block-asistencias__item\"> \r\n                    <div class=\"block-asistencias__item-body\">\r\n                        \r\n                        <div class=\"block-asistencias__item-header\">\r\n                            <picture class=''><source srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/Embarazadas.webp' type='image\/webp'><img \r\n                class='' \r\n                src='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/Embarazadas.webp' \r\n                srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/Embarazadas.webp'\r\n                width='217' \r\n                height='217' \r\n                alt='emabarazadas' \r\n                loading='lazy' \r\n                 \/><\/picture>                        <\/div>\r\n\r\n                        <div class=\"block-asistencias__item-text short-text\">\r\n                            <h3 >Asistencia para Embarazada<\/h3>                                                    <\/div>\r\n\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n                    <div class=\"col-lg-2 col-sm-4 col-12 block-asistencias__row-col --col-6\">\r\n                <div class=\"block-asistencias__item\"> \r\n                    <div class=\"block-asistencias__item-body\">\r\n                        \r\n                        <div class=\"block-asistencias__item-header\">\r\n                            <picture class=''><source srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/cancel.webp' type='image\/webp'><img \r\n                class='' \r\n                src='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/cancel.webp' \r\n                srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/03\/cancel.webp'\r\n                width='217' \r\n                height='217' \r\n                alt='cancelaci\u00f3n' \r\n                loading='lazy' \r\n                 \/><\/picture>                        <\/div>\r\n\r\n                        <div class=\"block-asistencias__item-text short-text\">\r\n                            <h3 >Cancelaci\u00f3n segura<\/h3>                                                    <\/div>\r\n\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n                                  <\/div>\r\n            <\/div>\r\n<\/section>\r\n\n\n\r\n<section class=\"block-universal-assistance is-style-sky-blue \">\r\n    <div class=\"container\">\r\n        <div class=\"row\">\r\n                            <div class=\"col-12 block-universal-assistance__title\">\r\n                    <h2 >Por qu\u00e9 Universal Assistance es m\u00e1s que un seguro de viajes<\/h2>                <\/div>\r\n                                            <div class=\"col-sm-2 col-xs-4 col-6 --one-column block-universal-assistance__item\">\r\n          <div class=\"block-universal-assistance__item-content\">\r\n            <span class=\"block-universal-assistance__item-number\" data-sign=\"+\" data-value=\"150\" data-end-sign=\"K\">150<\/span>\r\n            <p >Casos atendidos anualmente.<\/p>          <\/div>\r\n        <\/div>\r\n                <div class=\"col-sm-2 col-xs-4 col-6 --one-column block-universal-assistance__item\">\r\n          <div class=\"block-universal-assistance__item-content\">\r\n            <span class=\"block-universal-assistance__item-number\" data-sign=\"+\" data-value=\"500\" data-end-sign=\"K\">500<\/span>\r\n            <p >Llamados atendidos anualmente.<\/p>          <\/div>\r\n        <\/div>\r\n                <div class=\"col-sm-2 col-xs-4 col-6 --one-column block-universal-assistance__item\">\r\n          <div class=\"block-universal-assistance__item-content\">\r\n            <span class=\"block-universal-assistance__item-number\" data-sign=\"+\" data-value=\"10\" data-end-sign=\"M\">10<\/span>\r\n            <p >Personas cubiertas anualmente.<\/p>          <\/div>\r\n        <\/div>\r\n                <div class=\"col-sm-2 col-xs-4 col-6 --one-column block-universal-assistance__item\">\r\n          <div class=\"block-universal-assistance__item-content\">\r\n            <span class=\"block-universal-assistance__item-number\" data-sign=\"+\" data-value=\"15\" data-end-sign=\"K\">15<\/span>\r\n            <p >Prestadores forman nuestra red.<\/p>          <\/div>\r\n        <\/div>\r\n                <div class=\"col-sm-2 col-xs-4 col-6 --one-column block-universal-assistance__item\">\r\n          <div class=\"block-universal-assistance__item-content\">\r\n            <span class=\"block-universal-assistance__item-number\" data-sign=\"+\" data-value=\"500\" data-end-sign=\"K\">500<\/span>\r\n            <p >Viajeros utilizan nuestra app.<\/p>          <\/div>\r\n        <\/div>\r\n                <div class=\"col-sm-2 col-xs-4 col-6 --one-column block-universal-assistance__item\">\r\n          <div class=\"block-universal-assistance__item-content\">\r\n            <span class=\"block-universal-assistance__item-number\" data-sign=\"+\" data-value=\"500\" data-end-sign=\"\">500<\/span>\r\n            <p >Personas forman nuestro equipo.<\/p>          <\/div>\r\n        <\/div>\r\n                <\/div>\r\n    <\/div>\r\n<\/section>\r\n\n\n<section class=\"block-ttf-widget-small \">\r\n    <div class=\"block-ttf-widget-small__mask\">\r\n                <div class=\"block-ttf-widget-small__bg\">\r\n         \r\n            <picture class=''><source srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/10\/bg-image-ttf-small.webp' type='image\/webp'><img \r\n                class='' \r\n                src='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/10\/bg-image-ttf-small.webp' \r\n                srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/10\/bg-image-ttf-small.webp'\r\n                width='864' \r\n                height='636' \r\n                alt='Transforming the Future' \r\n                loading='eager' \r\n                fetchpriority=\"high\" \/><\/picture>        <\/div>\r\n            <\/div>\r\n\r\n    <div class=\"container\">\r\n        <div class=\"block-ttf-widget-small__content\">\r\n            <div class=\"block-ttf-widget-small__texts\">\r\n                                <div class=\"block-ttf-widget-small__titulo\"><p>El futuro est\u00e1 en <strong>nuestras manos<\/strong>.<\/p>\n<\/div>\r\n                \r\n                                <div class=\"block-ttf-widget-small__texto\"><p>Al elegir Universal Assistance, formas parte de nuestro programa social, <em>Transforming The Future<\/em>, que impulsa el desarrollo de destinos tur\u00edsticos sostenibles en Am\u00e9rica Latina.<\/p>\n<\/div>\r\n                            <\/div>\r\n\r\n            <div class=\"block-ttf-widget-small__side\">\r\n                                <div class=\"block-ttf-widget-small__wordmark\">\r\n                    <img class='' src='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/10\/logo-ttf-small.svg' width='1024' height='137' alt='Transforming the Future' loading='lazy' fetchpriority=\"high\" \/>                <\/div>\r\n                \r\n                <div class=\"block-ttf-widget-small__logos\">\r\n                    <img decoding=\"async\" src=\"https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/10\/logos-ttf-small.svg\" alt=\"Colaboradores TTF\" loading=\"lazy\"\r\n                        width=\"304\" height=\"40\" \/>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n\r\n                <div class=\"block-ttf-widget-small__cta block-ttf-widget-small__cta--mobile\">\r\n            <div class='button__container justify-center'><a class='btn btn btn-green-icon icon' href='https:\/\/www.universal-assistance.com\/co\/transforming-the-future' target='_blank' title='Conocer m\u00e1s'>Conocer m\u00e1s<svg width=\"19\" height=\"17\" viewBox=\"0 0 19 17\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n<path d=\"M1 8.48453L18 8.48453\" stroke=\"white\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\r\n<path d=\"M11.7666 15.2843L17.9484 8.48427L11.7666 1.68427\" stroke=\"white\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\r\n<\/svg>\r\n<\/a><\/div>        <\/div>\r\n            <\/div>\r\n\r\n        <div class=\"block-ttf-widget-small__premio\">\r\n        <div class=\"container\">\r\n            <div class=\"block-ttf-widget-small__premio-columnas\">\r\n                                <div class=\"block-ttf-widget-small__premio-logo\">\r\n                    <picture class=''><source srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/10\/tis-ttf-small.webp' type='image\/webp'><img \r\n                class='' \r\n                src='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/10\/tis-ttf-small.webp' \r\n                srcset='https:\/\/www.universal-assistance.com\/co\/wp-content\/uploads\/sites\/6\/2026\/10\/tis-ttf-small.webp'\r\n                width='228' \r\n                height='76' \r\n                alt='TIS' \r\n                loading='lazy' \r\n                 \/><\/picture>                <\/div>\r\n                \r\n                                <div class=\"block-ttf-widget-small__premio-texto js-ttf-marquee\">\r\n                    <div class=\"block-ttf-widget-small__premio-texto-track js-ttf-marquee-track\">\r\n                        <span class=\"block-ttf-widget-small__premio-texto-item\">\r\n                                                        <strong\r\n                                class=\"block-ttf-widget-small__premio-titulo\">Ganadores: 2023<\/strong>\r\n                                                                                    Mejor Proyecto de Turismo Sostenible en el Tourism Innovation Summit (TIS).                                                    <\/span>\r\n                    <\/div>\r\n                <\/div>\r\n                \r\n                                <div class=\"block-ttf-widget-small__cta block-ttf-widget-small__cta--desktop\">\r\n                    <div class='button__container mt-sm-0 mt-0'><a class='btn btn btn-green-icon icon' href='https:\/\/www.universal-assistance.com\/co\/transforming-the-future' target='_blank' title='Conocer m\u00e1s'>Conocer m\u00e1s<svg width=\"19\" height=\"17\" viewBox=\"0 0 19 17\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n<path d=\"M1 8.48453L18 8.48453\" stroke=\"white\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\r\n<path d=\"M11.7666 15.2843L17.9484 8.48427L11.7666 1.68427\" stroke=\"white\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\r\n<\/svg>\r\n<\/a><\/div>                <\/div>\r\n                            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n    <\/section>\n\n<section class=\"block-legales use-global \">\r\n  <div class=\"container\">\r\n          \r\n    \r\n        <h2>Universal Assistance<\/h2>\n<p>Promoci\u00f3n v\u00e1lida para emisiones realizadas entre el 01\/10\/2026 y el 31\/10\/2026, ambas fechas inclusive, para la Rep\u00fablica de Colombia. Para la contrataci\u00f3n de M\u00f3dulos de D\u00edas (hasta 60 d\u00edas), obtenga un 25% de descuento en el producto Value, un 35% de descuento en el producto Excellence, un 40% de descuento en el producto Maximum y un 45% de descuento en los productos Exclusive y Million. Para la modalidad de Anuales Multiviajes (hasta 30 d\u00edas por viaje), obtenga un 25% de descuento en los productos Value y Excellence, y un 45% de descuento en los productos Exclusive, Maximum y Million. En todas las emisiones de Anuales Multiviajes en los productos Value, Exclusive, Excellence y Maximum, por cada persona mayor de entre 21 y 70 a\u00f1os, se bonificar\u00e1 una persona menor de hasta 20 a\u00f1os. No aplicable a personas mayores de 70 (setenta) a\u00f1os al momento de la contrataci\u00f3n. No acumulable con otros descuentos y\/o promociones.<\/p>\n<p>*Debido a sanciones relacionadas con Cuba, Ir\u00e1n, Siria, Corea del Norte o las regiones de Crimea, Rep\u00fablica Popular de Donetsk (DNR) o Rep\u00fablica Popular de Lugansk (LNR) en Ucrania, Zurich Covermore debe cumplir las leyes aplicables. Esto puede limitar nuestra capacidad para tramitar siniestros o prestar asistencia. Cada caso ser\u00e1 revisado individualmente. Por favor, env\u00ede su \u201creintegro\u201d a trav\u00e9s de nuestra plataforma de reintegros.<\/p>\n<p>Sujeto a las Condiciones Generales, topes y exclusiones, espec\u00edficos del producto adquirido. Para m\u00e1s informaci\u00f3n consulta en www.universal-assistance.com o con tu asesor de viaje.<\/p>\n\r\n        <\/div>\r\n<\/section>\r\n","protected":false},"template":"","meta":{"_acf_changed":true,"inline_featured_image":false},"class_list":["post-5100","landing-pages","type-landing-pages","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Seguro de viaje y asistencia al viajero | Universal Assistance - Colombia<\/title>\n<meta name=\"description\" content=\"\u00bfSeguro o asistencia? 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